Based on Lloyd's findings when attempting to check out health plans compliant with the ACA I tried to verify these statements but could not recreate the the answers given to find these statements that Lloyd DID find while attempting to comply. Personally, I found the the plans and the laws to be so complicated and variable that I don't understand how anyone can make an informed decision based on the information provided by HealthCare.gov or any of the other health insurance corporate welfare recipients claiming to care for patients with the tools provided. You may want to track changes with ObamacareWatch but I did not find many answers in their info either.
To find these disclosures Lloyd was looking at the
first 2014 ACA compliant blue cross plan. It said it does not cover prescription drugs so you have to buy the additional
plan at the bottom for an additional 107 a month. Then if you click on
pre-existing info you find the statements below. I could not recreate this. I could not determine my monthly out of pocket expense for the "mandatory" health coverage. I could not understand how the government expects people at the poverty level to pay Anything out of pocket for health coverage that they are being "forced" to purchase. You can't squeeze blood from a stone, hopefully this won't turn into an excuse to put stones in prison for not having blood. These laws seem to be a huge financial boon to health insurance companies and have little to no positive impact on people who actually need an Affordable healthCare Act.